NMLS# 1942     | Licensing     |     800-708-5626

Melissa Town

  • Loan Officer
  • NMLS: 1713687
  • (949) 829-3925
  • 3198 Airport Loop Drive Suite F
  • Costa Mesa, CA 92626

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

Tax Deductibility of Home Equity Loans in 2024
Tax Deductibility of Home Equity Loans in 2024
Jul 10 2024   heloc home equity loans tax deduction
Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home... Read More
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Jul 3 2024   first time buyer first home first mortgage home loan apply for a first home loan
Deciding to buy a home goes beyond just finding the ideal location—it's about understanding how specific neighborhoods can differ from national trends when it comes to timing your investment If you're wondering whether your desired... Read More
Understanding Your FICO Score: Key to Better Home Loan Rates
Understanding Your FICO Score: Key to Better Home Loan Rates
Jun 26 2024   fico score mortgage rates qualify for home loan credit score
Have you ever wondered what that mysterious number, your FICO score, is all about? If so, you're not alone. A lot of people hear about it but don't fully understand how it works or why it matters. Let's break it down in simple terms. What Exactly Is... Read More
The Biggest Mistakes Potential Homebuyers are Making Right Now
The Biggest Mistakes Potential Homebuyers are Making Right Now
Jun 19 2024   home loan mortgage interest home insurance information
Homeownership remains a cornerstone of the American dream, but navigating today's market presents unique challenges. With higher mortgage rates, rising home prices, and a limited inventory of homes for sale, buyers must tread carefully. Here are some... Read More

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