Licensing     |     800-708-5626

German Santibanez

  • Mortgage Loan Officer
  • NMLS: 1367106
  • (714) 390-0559
  • 3198 Airport Loop Drive Suite F
  • Costa Mesa, CA 92626

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

"As a first-time homebuyer who was not familiar with the process, German was there every step of the way. He's dedicated and insightful with over 20 years of experience. You have to work fast in today's market and he is the perfect person for that. German will go above and beyond and I would highly recommend anyone looking to purchase a home to work with him."

1 month ago
Maggie Chen
Chino, CA

Couldn’t have done it without you. Thanks for all the work you did for us

10 months ago
Roberto & Sayana
Corona, CA

Thanks for everything and the very fast process!

2 months ago
Maria Quezada
Riverside, CA

I have been working with German Santibanez at United American Mortgage for a long time now. So far he has been able to exceed my expectations. What I really like from him is the level of customer service he provides not only to me but to my customers as well, almost every time I call him he answers my calls, he calls back my customers right away and he is constantly trying to close my purchases as fast as possible. I got to tell you if you want really want the support from a great loan officer not only helping you close your deals as fast as possible, but attending your open houses not caring how far or how small the sales price is he is the guy to use.

10 months ago
Betty Kerr
Orange, CA

Thank you German. You helped me lock at the perfect time and got me a great rate and was always there to answer questions. I will let anyone I know who I think is one of the best mtg brokers around.

5 months ago
Tim Dao
Orange, CA
Better Alternatives To Withdrawing From Your Retirement
Better Alternatives To Withdrawing From Your Retirement
May 25 2022   cash out refi home equity loan 401(k) loan alternatives
When facing an urgent and substantial financial need, borrowing against their 401(k) often comes to mind. While account holders can withdraw $50,000 or 50% (whichever is less) from their 401(k) plans without paying penalties, there are major... Read More
Your Guide To Buying A Home When You Have Bad Credit
Your Guide To Buying A Home When You Have Bad Credit
May 18 2022   low credit home loan bad credit home loans fha loans va home loans
If you think that buying a house with bad credit is impossible, we have good news! It may be more complex, but it can be done! But before you go house hunting, it's essential that you review your financial situation. Homeownership... Read More
Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
May 11 2022   home equity loan second home cash out refi credit card debt investment property
Having multiple credit cards can be helpful, especially when making large purchases. The problem starts when you have large outstanding balances, and you're having trouble paying them off quickly to avoid enormous interest charges. You may have heard... Read More
How Can I Get Approved for a Mortgage as a Contract Employee?
How Can I Get Approved for a Mortgage as a Contract Employee?
May 4 2022   no-doc loan self employed home loan contract worker mortgage
Contract employees who want to get a home loan can sometimes find it challenging. Traditional mortgages often lean towards an income that can be verified easily with W-2s. Income taxes for contract employees can sometimes get complicated and can... Read More

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand United American Mortgage Corporation's Privacy Policy.