NMLS# 1942     | Licensing     |     800-708-5626

German Santibanez

  • Mortgage Loan Officer
  • NMLS: 1367106
  • (714) 390-0559
  • 3198 Airport Loop Drive Suite F
  • Costa Mesa, CA 92626

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

German! What can I say but THANK YOU for all your help in securing our home loan. Not only were you professional, but you took the time to explain things to my Husband Eddie and I. We will forever remember that conversation that made us not just feel comfortable, but allowed us to really trust you. We hear stories on how stressful home buying can be but we both agree having you on our team made it a lot less stressful. There’s plenty more good things to say but I just want you to know the Perales family are forever grateful for your guidance and we definitely look forward in recommending you to all of our friends and family. Much thanks! Eddie, Jessica, Beto & Ivy! “The Blakely home”

2 months ago
Eddie, Jessica, Beto & Ivy!
Pomona, California

Thank you German! We hit a few roadblocks during our process of buying a house but German made sure that we had a lot of back up options. He guided us every step and reassured us everything was going to be good. We put our trust in him and now we are proud homeowners. He was very helpful. He has an eye for detail, he was on top of everything during this process and was quick on his feet when things weren’t going our way. I would highly recommend his services. Thank you again German for all your help.

6 months ago
Walter Velasco
Los Angeles, CA

German is by far the best communicating lender I’ve had the pleasure to work with. He throughly explains every detail necessary to all parties involved. We were able to close escrow early even after being thrown a curve ball. He definitely does whatever it takes to get the job done!

6 months ago
Letty Luna
Anaheim, CA

There are hundreds of loan agents across the nation. You can buy a house in any state with an out of state loan officer, just because you like your loan officer, and you will follow him wherever he goes. I am fortunate to have found that lender in German Santibanez, and I am even more fortunate that he is local to me, ergo to my clients. German will answer your questions and he thrives on more challenging and complex questions. He will not do anything against compliance because that is easy to do. He will find the solution no matter how many calls, how many hours, how many brain cells to use, because he will find the most legitimate and reasonable answers. He will also tell you up front if it is not doable, so you and your client save time. There may be thousands, not hundreds of agents across the nation, but it does not matter. Here's my honest opinion of German. Let alone he had given me advice no matter how that borrower panned out. He didn't hold grudges, he didn't give up on me when my borrower went somewhere else, he still gave me advice. He helped me fight for my buyer when agents are influencing my buyers in their direction. That's how he earned my trust, my loyalty. Go with German Santibanez, with United American Mortgage who is a big support to him. Carmelita Tiongson Keller Williams Realty

7 months ago
Carmelita Tiongson
Long Beach CA

German Santibanez assisted me with the loan process for the purchase of a property. I am truly impressed with the way German manages to meet every goal set before you. His prompt response when questions arise is key when necessary documents are time-sensitive. It was a pleasure working with German. I look forward to the next transaction. I would refer German to any friend or family member.

1 year ago
Daniel Doaz
Riverside, CA

Working with German is a dream! I don’t have to chase him he follows up regularly with my clients and gives me updates on a weekly basis when we are in escrow. He is patient and trustworthy I truly have enjoyed every transaction with German and so have my clients who have in trusted him. I highly recommend German to any of my colleagues

1 year ago
Candice Longo
Tustin CA

Many many emotions came along in the process, now I can say I loved every part of it. I really appreciate all you and Randee did for us always so professional and ahead of the game with everything. I’m so thankful! you always gave me that peace of mind to trust you guys in the process of buying my dream home. ????????

1 year ago
Ana Orozco
Moreno Valley

"As a first-time homebuyer who was not familiar with the process, German was there every step of the way. He's dedicated and insightful with over 20 years of experience. You have to work fast in today's market and he is the perfect person for that. German will go above and beyond and I would highly recommend anyone looking to purchase a home to work with him."

1 year ago
Maggie Chen
Chino, CA

Couldn’t have done it without you. Thanks for all the work you did for us

2 years ago
Roberto & Sayana
Corona, CA

Thanks for everything and the very fast process!

1 year ago
Maria Quezada
Riverside, CA

I have been working with German Santibanez at United American Mortgage for a long time now. So far he has been able to exceed my expectations. What I really like from him is the level of customer service he provides not only to me but to my customers as well, almost every time I call him he answers my calls, he calls back my customers right away and he is constantly trying to close my purchases as fast as possible. I got to tell you if you want really want the support from a great loan officer not only helping you close your deals as fast as possible, but attending your open houses not caring how far or how small the sales price is he is the guy to use.

2 years ago
Betty Kerr
Orange, CA

Thank you German. You helped me lock at the perfect time and got me a great rate and was always there to answer questions. I will let anyone I know who I think is one of the best mtg brokers around.

2 years ago
Tim Dao
Orange, CA
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